Hospitality
ATMs for restaurants, cafes and takeaway venues
Card fees hurt most on small tickets. An in-venue ATM gives diners a cash option for bills, tips and split payments — and pays you for the privilege.
Most enquiries receive a response within 3 hours during business hours.
Why restaurants and cafes
What an ATM does for restaurants and cafes
For a cafe or restaurant, every small card sale carries a fee. An in-venue ATM gives customers a fee-free-to-you cash option, keeps tips flowing to staff, and earns the venue a share of each withdrawal — at no cost to eligible sites.
- Reduces card-fee leakage on coffee-sized transactions.
- Supports cash tipping, which staff generally prefer.
- Makes split-bill tables faster to settle at the counter.
- Suits licensed restaurants, late-trade venues and food precincts.
- Free supply, install, cash loading, monitoring and maintenance.
What to plan for
Getting the placement right in restaurants and cafes
Small-ticket economics
The lower your average sale, the more card fees cost you as a percentage. A cash option is worth real money in high-volume, low-ticket venues.
Floor space
A free-standing unit needs about 0.5 m². Entry vestibules, waiting areas and corridors near the amenities are the usual positions.
Late trade
Licensed venues trading past midnight see the strongest withdrawal volumes, particularly in entertainment precincts.
Compare your card fees too
If cash isn't the whole answer, it's worth checking what you're paying per card transaction — the RBA's fee reforms have changed what's competitive.
Choose your model
Free placement, lease or buy
Three ways to put an ATM into restaurants and cafes across Australia — pick on cost, volume and how much of the surcharge you want to keep.
| What matters | Free placement | Lease / rental | Buy outright |
|---|---|---|---|
| Upfront cost | Nil | Nil | Purchase price |
| Ongoing cost | Nil | Fixed monthly rental | Cash float and servicing |
| Your share of surcharge | Agreed revenue share | Larger share | Largest Share |
| Cash loading | Managed by ATMcash | Managed by Partners -ATMcash | You or a managed plan |
| Who owns the machine | ATMcash | Partners or ATMcash | Finance - Lender |
| Best suited to | restaurants and cafes that want income with zero cost, zero admin and zero cash handling | busier restaurants and cafes confident of withdrawal volume that want more of the surcharge without buying outright | high-volume restaurants and cafes — 24-hour sites, highway locations and busy late-trade venues — that are comfortable managing a cash float |
Zero cost
Free ATM placement for restaurants and cafes across Australia
Free ATM placement means ATMcash supplies, delivers, installs, cash-loads, monitors and maintains the ATM at no cost to eligible restaurants and cafes across Australia. You provide roughly 60cm x 60cm of floor space and a power point, and earn a share of the surcharge on every withdrawal.
- No purchase price, no lease and no service fees
- Cash loading and replenishment scheduled to your withdrawal pattern
- 24/7 remote monitoring with first-line fault response
- Compliance signage and on-screen branding included
- Revenue share paid on every withdrawal taken at your restaurant
Best for restaurants and cafes that want income with zero cost, zero admin and zero cash handling.
Free ATM placementFixed monthly cost
ATM lease and rental for restaurants and cafes across Australia
Leasing or renting an ATM gives restaurants and cafes a fixed, predictable monthly cost and a larger share of the surcharge than free placement, while ATMcash still handles installation, monitoring and technical support.
- Fixed monthly rental — no capital outlay
- Larger surcharge share than free placement
- Short and longer rental terms, including event and seasonal hire
- Optional managed cash loading or self-load with your own float
- Upgrade or relocate the unit as your trade changes
Best for busier restaurants and cafes confident of withdrawal volume that want more of the surcharge without buying outright.
ATM lease & rentalOwn the machine
Buying an ATM machine for restaurants and cafes across Australia
Buying means you own the ATM and keep 100% of the surcharge. ATMcash supplies new and refurbished units with delivery, installation, staff training, cash-management guidance and ongoing technical support.
- Keep the full surcharge on every withdrawal
- New units with Tap & Go, HD screens and current security standards
- Refurbished units for the lowest entry price, typically 6–12 month payback
- Delivery, installation and staff training included
- You supply and manage the cash float, or we quote managed loading
Best for high-volume restaurants and cafes — 24-hour sites, highway locations and busy late-trade venues — that are comfortable managing a cash float.
Buy an ATM machineAnswers
Free placement, lease and purchase questions
Yes. For eligible restaurants and cafes there is no charge for the machine, delivery, installation, cash loading, monitoring or servicing. ATMcash is paid from the transaction surcharge, and you receive an agreed share of it.
About 60cm x 60cm of floor space (or a suitable wall for a through-the-wall unit), a nearby power point, and normal public access during trading hours.
Leasing usually wins once withdrawal volume is high enough that the extra surcharge share outweighs the fixed monthly rental. We model both options from your actual restaurant traffic before you decide.
Yes. Once we have several months of real transaction data we can move you onto a rental or purchase arrangement if the numbers work better for you.
Refurbished machines commonly pay back in 6–12 months at moderate volume, and faster at 24-hour or highway sites. We forecast payback from your expected withdrawal count before you buy.
Yes. Purchased machines come with technical support, parts and service options, plus guidance on cash management and reconciliation.
What it looks like
ATMs installed in restaurants and cafes
Free-standing and through-the-wall machines in real Australian venues.
Pub placement close to the bar for late-trade withdrawals.
Free-standing ATM — the standard unit for most venues.
Mini-mart and convenience store placement beside the counter.
FAQs
ATM for restaurants & cafes — common questions
It depends on foot traffic and trading hours rather than floor area. Busy strips, late-trade venues and food precincts perform well; a quiet suburban cafe may not. We assess before committing.
Indirectly. Every transaction that shifts from card to cash avoids a card fee. Many venues also review their EFTPOS pricing at the same time — the two work together.
Entry vestibules, waiting areas and the corridor to the amenities work best — visible to arriving customers without interrupting service flow.
No. ATMcash supplies and manages the cash through its cash-in-transit partners. Venue staff never load or reconcile the machine.
Request form
Get a free ATM for your restaurant
What happens after you hit send
- 1You get an instant email confirming we've received your enquiry.
- 2We check your venue type, hours and foot traffic against the right ATM option.
- 3You get a call or email with a clear recommendation and pricing — your choice which.
Reply within 3 business hours
A real person reviews every enquiry. Mon–Fri 8:30am – 7:30pm AEST · Online enquiries 24/7, most venues hear back the same morning or afternoon.
Your details stay private
Sent over an encrypted connection, stored securely, and never sold or shared with third-party marketers.
No obligation, no pressure
You get honest advice on whether free placement, a lease or buying suits your site — walk away any time.
Prefer to talk it through first? Call 0412 025 552
EFTPOS fees
Also paying too much on card payments?
Most venues we install an ATM for are also running an EFTPOS terminal. If you want the card side checked at the same time, we compare EFTPOS machine fees, terminal rental and surcharging options off one recent merchant statement. Compare EFTPOS machine fees or ask about both in the same enquiry.
- Compare EFTPOS machine fees AustraliaSend one recent merchant statement and see your real all-in cost per transaction.
- Cafe & Restaurant EFTPOSCompare EFTPOS machine fees for Australian cafes, restaurants and takeaway venues. Small average sales make per-transaction fees the cost that matters most.
- Zero-cost EFTPOS & surchargingHow compliant customer surcharging shifts the terminal cost off your margin.
- Convenience store EFTPOS feesLow-basket, high-tap sites often pay more in fixed fees than percentage rates.
- Petrol & service station EFTPOS feesFuel card mix, pay-at-pump volumes and per-transaction pricing reviewed together.
More venue types
ATMs for other venues
- ATM for shopping centresConcourse, entry and through-the-wall placements for centres and retailers.
- ATM for hotels & motelsGuest cash access for accommodation, reception areas and 24-hour lobbies.
- ATM for caravan parksCash access for holiday parks, campgrounds and regional tourist sites.
- ATM for gyms & leisure centres24-hour gyms, pools, courts and clubs where members still need cash.
- ATM for markets & eventsWeekend markets, festivals, showgrounds and event sites — cash on site.
- ATM for laundromats & 24-hour sitesUnattended laundromats, car washes and 24-hour retail that runs on coins and cash.
Explore next
ATM options and services
- ATM for petrol & service stationsFuel sites, roadhouses and truck stops across Australia.
- ATM for pubs, clubs & RSLsLicensed venues, gaming-area rules and cash-out alternatives.
- Free ATM placementZero cost, fully managed, with a share of every withdrawal.
- ATM lease & rentalFixed monthly cost and a larger surcharge share.
- Buy an ATM machineNew or refurbished units — keep 100% of the surcharge.
- ATM revenue & profit shareHow surcharge income and revenue share work.
- Compare EFTPOS machine feesReview merchant rates, terminal rental and surcharging options.
- Convenience store & mini-mart ATMsFree placement for stores, mini-marts and petrol shops.
- ATM providers AustraliaWhat to compare before choosing an ATM deployer.
Free ATM placement by state
Find free ATM placement in your state
- Free ATM placement — New South WalesFully managed ATM placement across New South Wales.
- Free ATM placement — QueenslandFully managed ATM placement across Queensland.
- Free ATM placement — VictoriaFully managed ATM placement across Victoria.
- Free ATM placement — South AustraliaFully managed ATM placement across South Australia.
- Free ATM placement — Western AustraliaFully managed ATM placement across Western Australia.
- Free ATM placement — TasmaniaFully managed ATM placement across Tasmania.
- Request a free ATM machineSend your venue details — we confirm eligibility, timing and profit share.
- Ask a question firstTalk to an Australian-based team member about your site.
- How ATM placement worksSurvey, install, cash loading and reporting explained step by step.
Ready to add an ATM to your restaurant?
Request a free placement or call 0412 025 552 — Mon–Fri 8:30am – 7:30pm AEST · Online enquiries 24/7.