Guides
ATM guides for Australian businesses
Costs, fees, cash handling, compliance and the ATM-vs-cash-out question — answered without the sales pitch.
Most enquiries receive a response within 3 hours during business hours.
Start here
What most owners want to know first
Most venues are deciding between three things: get a machine placed for free, lease one, or buy outright. The answer nearly always comes down to how many withdrawals your site will actually do each month. These guides work through the numbers, the process and the obligations so you can decide before you talk to anyone.
Guides
Read a guide
- How much does an ATM machine cost?Purchase, lease and free-placement costs for Australian businesses in 2026.
- How to get an ATM for your businessEligibility, paperwork, site survey and install — the whole process.
- ATM surcharge fees explainedWho sets the fee, who receives it, and how the split reaches your venue.
- ATM cash management & replenishmentFloats, cash-in-transit, denominations and who carries the risk.
- ATM security & compliancePhysical security, siting, AML/CTF obligations and what sits with the operator.
- ATM vs EFTPOS cash outWhich costs your venue less, and why most sites end up running both.
By venue
ATMs by venue type
- ATM for shopping centresConcourse, entry and through-the-wall placements for centres and retailers.
- ATM for hotels & motelsGuest cash access for accommodation, reception areas and 24-hour lobbies.
- ATM for caravan parksCash access for holiday parks, campgrounds and regional tourist sites.
- ATM for gyms & leisure centres24-hour gyms, pools, courts and clubs where members still need cash.
- ATM for markets & eventsWeekend markets, festivals, showgrounds and event sites — cash on site.
- ATM for laundromats & 24-hour sitesUnattended laundromats, car washes and 24-hour retail that runs on coins and cash.
- ATM for restaurants & cafesCash for bills, tips and split payments in hospitality venues.
Options
ATM options and services
- ATM for petrol & service stationsFuel sites, roadhouses and truck stops across Australia.
- ATM for pubs, clubs & RSLsLicensed venues, gaming-area rules and cash-out alternatives.
- Free ATM placementZero cost, fully managed, with a share of every withdrawal.
- ATM lease & rentalFixed monthly cost and a larger surcharge share.
- Buy an ATM machineNew or refurbished units — keep 100% of the surcharge.
- ATM revenue & profit shareHow surcharge income and revenue share work.
- Compare EFTPOS machine feesReview merchant rates, terminal rental and surcharging options.
- Convenience store & mini-mart ATMsFree placement for stores, mini-marts and petrol shops.
- ATM providers AustraliaWhat to compare before choosing an ATM deployer.
Still not sure which model suits your venue?
Send us your trading hours and rough weekly traffic and we'll tell you straight. Call 0412 025 552 — Mon–Fri 8:30am – 7:30pm AEST · Online enquiries 24/7.